Add card-present payments to your platform — with full control, faster certification, and flexible terminal support.
Integrate one SDK to deploy across terminals — without managing kernel specs, certification labs, or device-specific L2 logic. Switcloud abstracts EMV infrastructure while teams retain full control of the payment application.
Switcloud provides an API-first integration that enables full control over the implementation — while handling all L2 execution and compliance behind the scenes.
Teams define payment logic while Switcloud handles secure EMV L2 processing and manages kernel specs, certifications, and compliance updates.
Launch a existing payment app in new geographies or deploy to new devices without requiring additional development or compliance.
Connect to third-party certified terminals with Switcloud’s universal L2 connector. Maintain a single payments API and application flow across mixed device fleets.
Give merchants the freedom to choose their hardware. Onboard new third-party terminals without any additional customizations, supporting diverse fleets with minimal engineering effort.
Turn standard Android hardware into secure, compliant SoftPOS terminals with full control over the UX.
Switcloud ships with moka (EMV L2) and MPoC components, so teams don’t have to manage L2 development or compliance.
Switcloud standardizes how payment apps interact with terminals — by exposing a unified interface across hardware types and offloading kernel complexity.
Model stores, merchants, and POIs with clear ownership and config inheritance.
Centralize EMV compliance across devices and geographies and view or manage in the Switcloud UI.
Transactions are queued locally and synced securely when back online
One implementation for Android COTS and PCI-PTS terminals.
Use pre-built L2 connectors for popular PCI-PTS terminals or build a custom connector to any kernel — without changing payment app logic.
Access Swittest, an EMV testing service for validating full L2 test suites and custom test scenarios.
Switcloud is a hybrid architecture that provides an abstracted EMV L2 processing layer and centralized estate/configuration management for building modern in-store payment applications.
The SDK is installed into the payment app and manages transaction orchestration, kernel execution (moka or external), and device config.
A cloud-based admin UI gives teams visibility and control over their device estate and EMV configurations. Centrally manage and view deployment across fleets.
Switcloud APIs coordinate EMV parameters, estate hierarchy, transaction processing, and attestation.
Includes Pre-certified EMV L2 stack (LOC) and pre-certified MPoC components (Software + Service) for COTS devices.
Teams maintain a single L3 codebase while supporting both Android COTS and PCI-PTS terminals. EMV configurations, estate management, and transaction routing are handled centrally.
We are currently meeting with interested companies and working with teams that are making plans to include switcloud for 2026 projects.